Experience & Background

Minimum S1 degree in Finance, Economics, Accounting, or a related field
Minimum 1 year of experience in credit underwriting or risk management within multifinance, commercial/SME banking, or fintech P2P lending experience is a plus

Technical Knowledge

Solid understanding of productive and non-productive loan categories, including secured and unsecured facilities
Familiarity with SLIK/iDEB credit bureau reporting and how to interpret credit history data
Experience conducting phone verification or live video call borrower verification
Basic to intermediate proficiency in SQL or Python for data querying and analysis (preferred)
Comfortable working with loan origination systems and internal credit tools

Soft Skills

Strong analytical skills with close attention to detail
Good communication skills in Bahasa Indonesia; working proficiency in English
Ability to manage personal workload, prioritize tasks, and perform consistently in a fast-paced, deadline-driven environment